Oja
Built for African commerce

Run your entire
storefront
from one app.

Website, stock, payments, customers — wired together, finally. Set up your store in minutes and start selling across web, social, and in-person.

Oja merchant dashboard

New order · Adunni B.

₦18,500 · Lagos

Settlement received

+₦142,300 to wallet

Out for delivery

3 orders · Ikeja → V.I.

Sales up 38%

vs. last week

Invoices & receiptsBusiness websiteDiscounts & couponsMulti-locationAnalyticsInventoryPayments & walletSecure checkoutDeliveryCustomers & CRMInvoices & receiptsBusiness websiteDiscounts & couponsMulti-locationAnalyticsInventoryPayments & walletSecure checkoutDeliveryCustomers & CRM

The platform

Every part of selling, in one place.

No more wiring a website to a payment link to a spreadsheet to a WhatsApp DM. Oja gives you the whole operation as one tool — built for African commerce.

◆ Storefront builder

A storefront that looks like your brand on day one.

Pick a template, drop in your products, claim a domain. No designer required — your store reflects you, not the platform.

▲ Analytics

Numbers that tell you what to do next.

Revenue, margins, bestsellers, funnels — decide with confidence, not vibes.

▲ Oja Terminal

One wallet for every payment.

Cards, transfers, USSD, QR, WhatsApp — unified for web and in-person.

SKU-00138 in stockSKU-00212 in stockSKU-0037 in stockSKU-00422 in stocklive stock sync
⏱ Inventory

Stock stays honest across every channel.

When a customer pays — anywhere — your numbers reconcile that second. No more oversells from the counter.

oATKZBN
◆ Customers & CRM

Turn one-time buyers into regulars.

Contact history, addresses, repeat-customer flags, WhatsApp campaigns — all without leaving Oja.

◆ Trust layer

Bank-grade security. Settlement trails that match your bank statement, exactly.

SSL everywhere, PCI-minded checkout, AI fraud monitoring, daily backups. Every kobo accounted for. Built so you can sleep.

SETTLEMENT LEDGER · LIVE#OJA-7281Lagos · card+₦24,500#OJA-7280Abuja · transfer+₦8,200#OJA-7279Ibadan · USSD+₦12,000#OJA-7278P-H · QR+₦3,750

Oja Terminal

Payments, finally in one wallet.

Virtual account, cards, transfers, USSD, QR, WhatsApp alerts and payment-to-order matching — wired for web and in-person. No juggling four dashboards.

Virtual accountCard paymentsBank transferUSSD codesQR at counterWhatsApp alerts
Oja Terminal cashflow

What you sell

Built for seven kinds of business — and probably yours.

Whether you ship dresses, ship downloads, or take orders at a counter, the bones of Oja flex to fit. Pick your category and the right templates, taxes, and units come with it.

Retail & fashion

Sizes, variants and stock that stays true across web, social, and the counter.

Electronics & gadgets

Specs, serial numbers, warranty windows — built into your product records.

Beauty & cosmetics

Bundles, shade variants, and receipts as polished as your packaging.

Food & beverages

Delivery windows, prep times, daily limits — orders never get lost in DMs.

Handmade & crafts

Tell the story behind each piece. Keep limited-run inventory accurate.

Digital products

Courses, files, links — instant delivery on payment, always auditable.

How it works

From signup to first sale in an afternoon.

No bottlenecks. No setup calls. Three steps, one operation, immediate liftoff.

Oja store customisation studio15 sec

i.

Create your store

Phone number, store name, what you sell. Oja claims a free subdomain and you're live.

Oja orders and products screen~20 min

ii.

Add products & polish

Drop in photos, prices, and variants. Pick a template, swap accent colours, you're done.

Oja payment settlement screenDay 1

iii.

Start selling everywhere

Share your link. Take payments at the counter with Terminal. Watch every order land in Oja.

Real merchants

Real stores. Real numbers.

Operators who didn't need another marketplace — they needed operations. Here's what changed after they wired everything through Oja.

s

Sarah's Fashion Hub

Revenue growth

We didn't need another marketplace; we needed operations. Oja gave us the site, stock discipline, and numbers in one place.

500%

Revenue growth / 6 months

t

Tech Gadgets Co.

Orders / month

Online and in-store finally match. When someone buys at the counter, our website stock updates: no more awkward oversells.

1,200+

Orders / month / Today

b

Beauty by Zara

Repeat customers

Invoices and receipts are professional, and I can see who buys what. My WhatsApp promos actually convert now.

350%

Repeat customers / 4 months

Trust layer

Built so you can sleep.

Bank-grade everywhere. Settlement trails that match your bank statement to the kobo. Quiet infrastructure that just works.

SSL Encryption

End-to-end encryption for all transactions and data

PCI-minded checkout

Industry-standard practices for card and wallet data

Fraud Detection

AI-powered fraud prevention and monitoring

Auto Backups

Daily automated data backups and recovery

Sell online and in-store with one system

Oja helps Nigerian businesses run a professional storefront, track inventory, accept payments (including Oja Terminal), and understand performance with clear analytics — without juggling spreadsheets, chat threads, and disconnected tools.

Whether you sell fashion, cosmetics, food, gadgets, or digital products, you can publish products, share links, issue invoices and receipts, and keep stock accurate as sales happen across channels. Your customers get a secure checkout experience, and you get real-time visibility into revenue, bestsellers, and repeat buyers.